Fresh Graduates of Accountancy, Finance & Mathematics (Rolling Intake)

About Citibank Philippines

Citibank started in the Philippines in 1902 when its predecessor, International Banking Corporation, established a branch in Manila. More than 100 years later, the company has provided consumer banking, corporate banking, transactional banking, and treasury services.

Your role

The Credit Portfolio Analyst II is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.

• Conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections
• Prepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analyses
• Escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite
• Assist with portfolio review preparation and conducting stress tests
• Build working relationships with various teams across the bank, including deal, coverage and product teams
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Training, development & rotations

Citi employees have access to a range of career development and learning resources to enhance their ability to perform in their current roles and prepare for future opportunities. They offer flexible solutions that enable learning when, where, and how it is most effective for employees, and they continue to expand their program offerings. They also provide a range of internal development and rotational programs for leaders at all levels, and they continue to evolve those programs to meet new needs. Their Global Consumer Operations programs help high-performing employees build the skills to transition to the manager and supervisory roles, and 80 percent of participants have been or are on a path to promotion.

Compensation & benefits

• Bereavement assistance
• Health and life insurance
• Performance bonus
• Retirement plan
• Staff loan
• Tuition reimbursement

Career progression

Citi is committed to a diverse and inclusive workforce that represents the places where they operate and the clients they serve. They believe in a workplace where everyone feels comfortable coming to work as their whole self every day. Their culture of belonging and inclusivity makes Citi a place where everyone can thrive and advance their careers.

They value the unique backgrounds, identities, and experiences their employees bring to work every day. Citi is truly committed to fostering a culture of inclusion where they champion success, regardless of race, ethnicity, or any other factor of diversity.

Work life balance

Fresh grads should expect a fast-paced work environment at Citibank Philippines. Successful candidates may find it difficult to strike a healthy work-life balance during their first year.

Despite the challenges, young new hires should expect to learn a lot and be rewarded for excellent performance. As the biggest foreign bank in the country, they can also explore different career paths at the company.

At Citi, you will work alongside some of the smartest minds in the industry who are excited to share their knowledge and to learn from you. From analysts to executives, their people operate as one team where each voice is heard, and each perspective is appreciated.

You will have the opportunity to work with colleagues from unique backgrounds and experiences on projects and solutions that are equally diverse. They believe that diversity makes them stronger, and they actively work to ensure that their team is inclusive and representative of the amazing people they serve.

Company culture

The biggest challenge for fresh grads would be the extended work hours at Citibank Philippines. For instance, CSRs work on shifting schedules, holidays, and weekends. They also need to overcome the struggles of dealing with irate clients.

On the bright side, insiders described the workplace culture as one that’s driven by meritocracy. Employees feel valued when they accomplish significant tasks, which is evident in a recognition-based culture.

The competitive salaries and generous benefits compel most people to perform well. While the workload can be hectic, insiders shared that it becomes easier because of the collaborative work environment.

They have a variety of programs that help employees balance their work and life, including generous paid time off packages.

About you

• 0-2 years of experience in credit risk analysis or corporate banking
• Experience in financial analysis, accounting and valuation
• Knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution
• Consistently demonstrate clear and concise written and verbal communication
• Proven ability to work with little direction and in a team
• Demonstrated accountability, self-motivation and business acumen
• Bachelor's degree/University degree or equivalent experience

How to apply

To apply for this position, simply click the “Apply” button on this page.

Source/s

• careers.citigroup.com
• ph.indeed.com